Financial Aid Eligibility
Am I eligible for aid, and what kinds?
To be eligible to receive Federal Financial Aid, students must meet each of the following requirements:
- Qualify to obtain a college or career school education, either by having a high school diploma or equivalent, or by completing a high school education in a homeschool setting approved under state law.
- Be enrolled or accepted for enrollment as a regular student in an eligible degree or certificate program.
- Have a valid Social Security number (with the exception of students from the Republic of the Marshall Islands, Federated States of Micronesia, and Republic of Palau).
Be a U.S. citizen or an eligible noncitizen (as defined on the FAFSA).
- Maintain Satisfactory Academic Progress (SAP)
Not be in default on a federal education loan or owe a repayment of a federal grant.
Financial Need
Financial Need is the difference between the cost of attendance (COA) at a school and your Student Aid Index (SAI, formerly Expected Family Contribution/EFC). While COA varies from school to school, your EFC does not change based on the school you attend.
Student Aid Index (SAI)
(Formerly Expected Family Contribution/EFC) Columbia Gorge Community College (CGCC) uses Federal Methodology to determine the kinds and amounts of federal and state financial aid for which you qualify. The information you report on the FAFSA is used to calculate your Student Aid Index (SAI).
Cost of Attendance
COA is the amount it will cost a student to go to school. Most two-year and four-year colleges calculate their COA to show the total cost for the school year.
If you’re attending school at least half time, the COA is the estimate of
- books, course materials, supplies, and equipment
- cost of housing and food (or living expenses)
- transportation expenses
- loan fees (excluding any loan fees for non-federal student loans)
- miscellaneous expenses (including a reasonable amount for the documented cost of a personal computer)
- allowance for childcare or other dependent care
2025-2026 Cost of Attendance
Standard Budgets 2025-2026
Oregon and border state residents (WA, ID, NV, CA)
FULL TIME (12+ Credits) ON CAMPUS | ||||
|---|---|---|---|---|
1 TERM | 2 TERMS | 3 TERMS | 4 TERMS | |
| Tuition & Fees | $1,920 | $3,840 | $5,760 | $7,680 |
| Books & Supplies | $500 | $1,000 | $1,500 | $2,000 |
| Housing & Food | $2,447 | $4,894 | $7,341 | $9,788 |
| Transportation | $1,455 | $2,910 | $4,365 | $5,820 |
| Personal Expenses | $500 | $1,000 | $1,500 | $2,000 |
| TOTAL EXPENSES | $6,822 | $13,644 | $20,466 | $27,288 |
Admissions and Enrollment
To be eligible to receive Federal Financial Aid you must APPLY to CGCC and be working towards an aid eligible degree or certificate. Registration does not require a financial aid award letter in place at the time students register.
If the financial aid process is not completed, or the student is not awarded funds, the student is responsible for full payment.
Enrollment Level
- Full Time: 12+ credits
- ¾ Time: 9-11 credits
- ½ Time: 6-8 credits
- Less Than ½ Time: 1-5 credits
It is important to make sure your enrollment is correct. Funding will not be increased to adjust for enrollment changes that occur after the enrollment freeze deadline. Audited courses are not included in the enrollment freeze and are not eligible for financial aid funding.
Dependent vs Independent
When you apply for federal student aid, it must be determined if you are considered a dependent or independent student. The U.S. Department of Education has specific criteria to determine your status.
Dependent Student
If you are considered a dependent student, you must report parent(s) income and assets as well as your own. Click HERE for help defining which parent(s) to include on the FAFSA.
Federal aid program rules are based on the concept that a dependent student’s parent(s) have the primary responsibility for paying for their children’s education. If students do not meet the independent student criteria, parent information is required.
If your parent(s) refuse to fill out the FAFSA form, we encourage you to explain to them that their refusal harms your ability to receive financial aid. You might consider assuring them that providing parental information and signing the FAFSA does not make them responsible for any loans you may borrow.
Independent Student
If it is determined you are an independent student, you are required to report only your income and assets (and your spouse’s, if applicable).
Professional Judgment
Sometimes life circumstances change after you file the FAFSA, and the information on your application may no longer reflect your current situation. In these cases, our Financial Aid Office may be able to review your individual circumstances through a process called Professional Judgment (PJ).
Special Circumstances
If your financial situation has changed since you filed the FAFSA, or if you have certain expenses that are not reflected in your current financial aid, you may submit a Professional Judgement request. This process allows our office to review your situation and, if appropriate, make adjustments to your Student Aid Index (SAI) or your Cost of Attendance (COA).
Unusual Circumstances (Dependency Override)
If you are unable to provide parent information on your FAFSA because of extenuating circumstances, you may submit a Professional Judgement request. In these cases, our office may be able to adjust your FAFSA so you are considered independent for financial aid purposes.
Learn more about Professional Judgment at cgcc.edu/pj