Financial Enforcement Officer

Company: Department of Consumer and Business Services

Open: 2019-10-01T00:00:00

Close: 2019-10-22T00:00:00

Status: ft

Wage / Salary: 65448 / yr


Our mission...
To protect and serve Oregon's consumers and workers while supporting a positive business climate.

The Department of Consumer and Business Services (DCBS) is a progressive business regulatory state agency dedicated to the mission of protecting and serving Oregon's consumers and workers while supporting a positive business climate. The department administers state laws and rules governing workers' compensation, occupational safety and health, financial institutions, insurance companies and building codes. The department has consumer protection and education programs, offices, and ombudsmen to help consumers, injured workers, and businesses.

This position is with the Division of Financial Regulation (DFR). DFR’s mission supports that of the department by protecting Oregonians’ access to fair products and services through education, regulation, and consumer assistance. The division is responsible for ensuring the safety and soundness of financial institutions, the availability and affordability of financial products, and the fair treatment of consumers. Functions include licensing, regulating, and monitoring the conduct of banks, credit unions, financial services providers, health care service contractors, insurance companies, and licensed or registered agents of such entities.

This position is represented by the Service Employees International Union (SEIU).

What’s in it for you:

  • Rewarding work in a productive and creative environment
  • Colleagues who are passionate about public service
  • Work/life balance, 10 paid holidays a year, and a competitive benefits package
  • Advancement and learning opportunities that will help grow your career with the State of Oregon
  • Live, work, and play in Salem, Oregon


Here’s what you will do:

As the Financial Enforcement Officer, you will perform professional legal work in the financial services industries regulated by the Division of Financial Regulation (DFR). DFR regulates and enforces Oregon and federal law involving insurance, securities, mortgage lending and servicing, consumer finance, collection agencies, pawnbrokers and other non-depository and financial institution programs. See the DFR website for a more complete list of programs that DFR regulates.

You will represent DFR as an agency representative in administrative hearings, and civil and criminal cases; and review, analyze, and evaluate evidence alleging violations of statutes, rules and laws regulated by DFR. You have the potential to: represent the State and DFR as a Special Assistant Attorney General (SAAG) in administrative hearings and civil cases; work in cooperation with, assist, or act as a specially appointed district attorney or special prosecutor in criminal cases; and represent the federal government and DFR as a special United States Assistant Attorney General in federal proceedings.

Regular tasks performed by a Financial Enforcement Officer include:

  • Evaluating, preparing, and developing cases for administrative actions and hearings, civil suits filed by DFR or other governmental agencies, and criminal actions filed by district attorneys or law enforcement agencies
  • Planning and directing investigations, and outlining legal strategies
  • Design and conducting in-depth legal and technical research and analysis utilizing state and federal statutes, case law, attorney general opinions, and agency rules and regulations
  • Obtaining, reviewing, and analyzing evidence gathered during investigations, and determining sufficiency of evidence to support alleged violations
  • Reading, analyzing, and interpreting insurance policies and claims documentation, financial records, tax forms, property appraisals, or actuarial tables, among other documents, for use in administrative, civil and criminal cases
  • Interviewing and preparing witnesses
  • Issuing subpoenas
  • Preparing legal pleadings, correspondence, agreements, memoranda and briefs
  • Interpreting and applying legal theories
  • Directing or assisting, in collaboration with the Oregon Department of Justice, with the presentation of cases at hearing or trial, including presenting facts and arguments, examining and cross-examining witnesses, preparing written responses and opening and closing statements
  • Attending hearings and trials, testifying as an expert witness or as to factual information at hearings
  • Directing or assisting in the preparation of appeals to higher courts when necessary
  • Drafting final administrative orders summarizing case history, facts, findings of facts, conclusions of law, and proposed legal action for approval of the Director DCBS or an assign
  • Developing, recommending, and negotiating settlements of administrative and civil cases and appropriate criminal plea bargains with the parties or their attorneys/representatives on behalf of DFR
  • Mentoring and directing work of other Enforcement team members, interns, market analysts, other market regulation staff, as appropriate
  • Initiating and monitoring the collection of costs, civil penalties, and restitution awards against respondents
  • Ensuring that final administrative actions and case dispositions are appropriately reported to national and state databases
  • Responding to telephone and written inquiries from the public, attorneys and government agencies concerning all aspects of insurance, securities, mortgage lending and other non-depository programs regulated by DFR, federal and state law and administrative rules, including appropriate referrals to other state and federal agencies
  • Providing expertise in specific DFR insurance, financial and securities enforcement areas to staff, public, national organizations and governmental agencies, including presenting information to the public through speaking engagements, and designing and presenting training programs to staff
  • Developing and drafting administrative rules and legislative concepts


Here’s what you need to qualify:

Minimum Qualifications:

  • Graduation from an accredited law school and membership in the Oregon State Bar, or the ability to obtain membership in the Oregon State Bar within six months; AND
  • Two years of experience as a deputy or prosecuting attorney, an assistant attorney general, or in public or private practice involving regulatory, consumer finance law, consumer protection law, securities, corporate law or trial procedures.

Requested Skills:

  • Prior legal experience working on areas of regulated fields, such as insurance, securities or mortgage lending
  • Prior experience working in an administrative law environment or conducting evidentiary hearings
  • Experience researching, evaluating and interpreting facts in relation to rules, regulations and policies
  • Experience applying state and division policy decision-making processes and legislative procedures
  • Experience reading, synthesizing, critically analyzing and communicating significant amounts of research in written and verbal form
  • Excellent written and verbal communications skills, including public speaking and presentation
  • Strong facilitation and interpersonal skills and the ability to meet deadlines and flexibility to adapt to a changing environment
  • Experience conceptualizing and completing projects with limited guidance
  • Strong organizational and time-management skills
  • Experience making contributions which foster a welcoming, inclusive and diverse work environment
  • Understanding of Oregon state Administrative Procedures Act

Please ensure that you clearly demonstrate in your application materials that you meet the qualifications listed and that you follow all instructions carefully. Errors or omissions may impact your rating or result in you not being considered for the job.



EEO & Affirmative Action Statements

DCBS is an equal opportunity, affirmative action employer committed to workforce diversity, equity, and inclusion.